Marc S. Rosenberg recommends that Pennsylvania residents obtain full tort benefits. If residing in New Jersey, opting for zero threshold benefits would be the best choice regarding auto insurance. When faced with the situation of needing compensation for pain and suffering, you would not want to leave that decision in the hands of a jury. So acquiring the full tort or zero threshold options are vital in relation to having adequate insurance coverage.
Another factor to consider involves uninsured limits which apply to the situation of another driver who causes the automobile accident but is uninsured. Thus, Rosenberg would recommend that you get reasonable limits of $50,000 to $100,000 or even more in coverage. He also emphasizes the importance of knowing what the issues are so that you can ask the right questions of the insurance companies. Likewise, if you meet with your insurance agent, and you’re still confused thereafter, then it’s extremely important that you consult with your attorney to gain valuable insight about insurance policies, such as which questions need to be properly answered. This consultation helps to avoid a situation of being substantially wronged, but your lawyer can’t help you. So having a clear understanding of what your policy covers is vital should you find yourself needing to file a claim.
Furthermore, Rosenberg has had a hundred or more clients who, unfortunately, had some another legal issue down the road and because they took his advice, were able to gain the compensation that they needed. So according to Rosenberg, these issues are that important.