Question: Now, the deductible. Is that on a per accident basis usually? Or is that on a per year type thing? Answer: Excellent question. That’s on a per accident basis. Understanding Deductibles: What It Means When They're "Per Accident" When purchasing any form of...

In Pennsylvania, what is called full tort, is called the zero threshold in New Jersey. And again, that’s not language that most people understand and it’s intentionally confusing. Tort in Law: Meaning, Principles, and Types The law of torts is a fundamental branch of...

The concept of a deductible, or the specific amount that you must pay before the insurance company will pay a claim, can be confusing. For instance, if you’re involved in an accident, and you have a $1000 of property damage to the car, you would be responsible for...

What Product Liability Entails A Product Liability case involves a circumstance where a client is injured as a result of a defective product. This situate arises from: • Poor manufacturing • Misrepresentation of the product Basically, the product poses some sort of...

A Premises Liability Case, also known as a “trip-and-fall” or “slip-and-fall” case, is a situation where a person’s injury is the result of hazardous conditions on someone else’s property. These types of conditions can include, for instance: Slippery floor surfaces...

Personal Injury Protection Coverage, also known as PIP Coverage, is just one piece of the auto insurance puzzle. This component covers medical expenses and lost wages after an accident regardless of who is responsible. While PIP Coverage can be considered a...

Money does not solve all the problems, but unfortunately in the personal injury field, money is the only thing that we can go after to try to make somebody whole. Contact us today to find out how we can help you. Money Does Not Solve Problems — Yet in Personal Injury...

In legal terms, a tort is when somebody wrongs another person, and the other person seeks monetary compensation. Although money can’t solve all problems, it is ultimately the primary means of gaining some degree of recompense for an injury or pain and suffering. ort...

Limited tort vs. full tort is a choice in automobile insurance that determines the extent of an injured driver’s right to recover damages in an accident. Life is full of challenging choices, especially in regard to money. So when investing in auto insurance, you can...