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Rosenberg Law / Blog
A Coverage Tragedy
I call something a coverage tragedy when a person has sustained an amazing loss, a horrendous loss, but there’s not adequate insurance to protect them against that loss. A Coverage Tragedy: When Inadequate Insurance Fails to Cover Substantial Losses Insurance is meant...
Underinsured vs. Uninsured—Differences
There are distinct differences between underinsured vs. uninsured motorist coverage that you need to be aware of when looking at your insurance policies. https://www.youtube.com/watch?v=WoUEmqr-t00 For starters, uninsured coverage would benefit you if you were...
Understanding Deductible: Per Accident Basis
Question: Now, the deductible. Is that on a per accident basis usually? Or is that on a per year type thing? Understanding deductible... Answer: Excellent question. That’s on a per accident basis. Understanding Deductibles: What It Means When They're "Per Accident"...
Tort Is Confusing
In Pennsylvania, what is called full tort, is called the zero threshold in New Jersey. And again, that’s not language that most people understand and it’s intentionally confusing. Tort in Law: Meaning, Principles, and Types The law of torts is a fundamental branch of...
Knowing The Concept of a Deductible
The concept of a deductible, or the specific amount that you must pay before the insurance company will pay a claim, can be confusing. For instance, if you’re involved in an accident, and you have a $1000 of property damage to the car, you would be responsible for...
Product Liability Overview
What Product Liability Entails A Product Liability case involves a circumstance where a client is injured as a result of a defective product. This situate arises from: • Poor manufacturing • Misrepresentation of the product Basically, the product poses some sort of...
Premises Liability Overview
These cases are also known as a “trip-and-fall” or “slip-and-fall” case, is a situation where a person’s injury is the result of hazardous conditions on someone else’s property. These types of conditions can include, for instance: Slippery floor surfaces Obstacles in...
PIP Coverage or Personal Injury Protection Coverage
Personal Injury Protection Coverage, also known as PIP Coverage, is just one piece of the auto insurance puzzle. This component covers medical expenses and lost wages after an accident regardless of who is responsible. While PIP Coverage can be considered a...
Money Does Not Solve The Problems
Money does not solve all the problems, but unfortunately in the personal injury field, money is the only thing that we can go after to try to make somebody whole. Contact us today to find out how we can help you. Money Does Not Solve Problems — Yet in Personal Injury...
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